Pay in 3 interest-free
instalments with Klarna

  • First payment taken when you receive your order
  • Instant credit approval at checkout. No impact on your credit score
  • No interest or fees
  • Available on orders between £35 and £2500
  • Safe and secure – you’re covered through Klarna’s Buyer Protection

How does it work?

It couldn’t be smooother. Shop today and get your goods quickly and only pay one third up front.
The remaining amount is split over two interest-free instalments.
Your purchase is split into 3 equal card payments.
Your first payment is collected when your order is delivered. The remaining two will be automatically collected in 30 and 60 days after delivery.
No fees and no interest. No impact on your credit score.

Klarna eligibility checklist

  • 18 years or over
  • Valid mobile number and email address
  • Resident of the UK
  • Subject to financial circumstances

Please spend responsibility. Borrowing more than you can afford could seriously affect your financial status.
Make sure you can afford your monthly repayments on time.

Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. T&Cs apply.

How to shop with Klarna.

1. Add item(s) to your basket and head to checkout
2. Select ‘Klarna’ at the checkout to pay as you like for your purchase
3. Enter a few personal details and you’ll know instantly if you’re approved
4. Manage your orders and payments in the Klarna app
5. You can complete your future Klarna purchases with just one click or tap
6. Klarna will send you an email confirmation and reminders when it’s time to pay

The best way to shop

See all of your purchases in one place, pay any open balances, explore unique content and much more in the Klarna app.

You can also log into your Klarna account at If you need any help, our Customer Service team is here for you.

Safe and secure

With Klarna, you are always covered through Klarna’s ​Buyer Protection policy​. Modern safeguards protect your information to prevent unauthorised purchases.

Who are Klarna?

Founded in Stockholm, Sweden, Klarna is one of Europe’s fastest-growing companies and a leading alternative payment provider. Klarna’s vision is to make shopping smoooth, adding value for consumers and retailers with unique payment options and superior customer experience

Klarna has 3,000 employees across 17 countries, and is the pioneer in pay later options, trusted by 90 million shoppers and partnered with 200,000 merchants.

Visit for more info and to pre-apply.


Other Information

Can’t find what you are looking for?

Need help?

We are here to help. Call us on 0808 144 6160,
email us

Alternatively contact Klarna on
0808 189 3333


'Benson’s for Beds is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.'